BUYING A HOME
Learn about our Lexington, KY realtors at Realty One Group Bluegrass.
We can be reached at our number, (859) 312-7599 for an appointment today.
Lexington Homes For SaleCan Be Yours
Are you interested in buying a home in Lexington, KY? If so, please review these steps to learn more about the home buying process.
1
Check Your Credit Report & Score
The higher the score, the better loan you'll qualify for. But don't worry, there are mortgages available for almost every credit level.
2
Visit a Loan Officer and Get pre-approved
To prequalify for a mortgage, you'll need to provide your lender with pay stubs for two months, savings information, and your last two tax returns.
3
Find the right Real Estate Professional
Find a real estate professional with the experience and knowledge to get you through this exciting process.
4
Identify the Neighborhoods
There's so much information about communities and neighborhoods online today. You can read reviews on schools, get walkability scores and tour local coffee houses so you can know the area before you buy.
5
Search for the Right Home
You'll see a lot of houses and it can be very overwhelming. Make a list of your 'must-haves versus those things that would be nice to have. This will help you and your agent zero in on the right homes.
6
Make an Offer on your favorite Home
An experienced real estate professional will know the market in your area and be able to confidently guide you on the right amount to offer a seller once you've found a house.
7
Counter or Accept the Offer
Be ready as you may be presented with a counteroffer. Again, you'll want to work with your real estate professional to accept the counter or negotiate further.
8
Congratulations! You are in Escrow!
Once the offer is accepted, you'll be in escrow. Escrow opens when a signed agreement is delivered to an escrow officer, who helps to ensure that all conditions of the contract are satisfied.
9
Complete all necessary inspections
This is a crucial step. You'll want to know about any pre-existing conditions of the house and the cost to fix them. Keep in mind, that a good inspector will list everything that may be of concern. Again, it's up to you and your agent to determine what is reasonable for the seller to fix.
10
Clear all necessary contingencies
Make sure all closing costs and inspections are complete. You're almost there!
11
Head to the closing table
Your real estate professional will help you understand the closing process which can be complicated and a little overwhelming. Get your hand ready to sign a lot of paperwork.
12
Get the keys to your new home
Congratulations! You’re now ready to begin the next chapter of your life.
Trey McCallie
Principal Broker
Trey McCallie is the Principal Broker for Realty One Group Bluegrass. Trey sells commercial and residential real estate in Central Kentucky and is responsible for recruiting, mentoring, and training agents. He has 18 years of experience in Real Estate and 25 years total in sales and marketing. Before real estate, Trey sold data storage and management solutions to Fortune 1000 and mid-market organizations representing companies such as Oracle, Sun, EMC, and HP. Trey is a native of Roanoke, VA where he lived for 22 years. Trey began his career in Real Estate with Napier Realtors ERA in the West End of Richmond, VA. In 2007, Trey sold 30 homes and produced $6.15 million in volume, earning national recognition from ERA.
In 2008, Trey was hired as the Managing Broker of Long & Foster’s Blacksburg, VA office. Long & Foster is the largest privately held real estate company in the U.S., with 220 offices in the Mid-Atlantic. In Blacksburg, he managed 35 agents and 2 staff. While at Long & Foster, he was named to the Executive’s Club and drew rave reviews from the agents he mentored. Trey also enjoys golf, serving his community, concerts, and movies.
Trey has been a Rotarian since 2003, serving as Sergeant at Arms and Director of Membership; he is currently affiliated with the Rotary Club of Lexington. Trey is married to DeeDee Robinson. DeeDee is Enterprise Director of Capacity Command at UK Healthcare. Trey and DeeDee have a daughter, Harper, and a son, Spencer. Trey is a graduate of Randolph-Macon College in Ashland, VA. Trey is also a member of the Pi Kappa Alpha Fraternity and is a Kentucky Colonel. He was the 2020 President of The Top Producers Club. Finally Trey is a coach and Director of Marketing for Western Little League.
